Aadhaar Enabled Payment System or AEPS is a bank-led model that through which interoperable financial transactions are made possible through Business Correspondent (BC)/Bank Mitra of any bank while using Aadhaar authentication. You may build your own custom branded Banking Solution or deploy our AEPS or debit card-based MicroATM solution in your App through our SDK!
FidyPay is an AEPS Micro ATM service provider in India that enables clients to perform functions like AEPS Cash Withdrawal, Mini Statement, and Balance Enquiry from their Merchant Network. Since our AEPS is compatible with several biometric devices, you won’t need to invest much upfront.

Benefits for Our Business Clients

  • Profitable business
  • Easy conversion of your App into an APES Micro ATM
  • Aadhaar Card Based AEPS Cash Withdrawal
  • Smaller investments
  • High AEPS Commission
  • Faster Settlement

What AEPS is?

AEPS (AEPS full form: Aadhaar Enabled Payment System) is a secured method of payment offered by NPCI (National Payments Corporation of India). If your bank account is linked with Aadhaar, it allows you to avail essential banking services like AEPS Card Money Withdrawal, Balance Enquiry, and Mini Statement. You just need to input your 12-digit Aadhaar number and select bank name linked with your Aadhaar.
Compatible biometric devices are used for fingerprint authorization to avail the service.

AEPS Services Offered

  • Aadhar Card Money Withdrawal
  • Balance Enquiry
  • Mini Statement

Benefits for End Customers

  • Aadhar card money withdrawal via Aadhaar authentication through FidyPay AEPS Micro ATM solution.
  • Formulated for all sections of the society, including rural communities and elderly users, giving them the advantage of reliable and fast banking service.
  • Access to any bank account holder who can simply verify their identity with their Aadhaar number and biometrics without the need to remember their account number.
  • Interoperable across different banks.
  • Ability to add multiple bank accounts.

Steps to Use AEPS (AEPS Full Form: Aadhaar Enabled Payment System)

  • Provide your 12-digit Aadhaar number and bank name.
  • Select the transaction type- balance enquiry, mini statement, or cash withdrawal.
  • Enter the transaction amount.
  • Authenticate through biometrics.

The entire transaction is completed within seconds. The bank agent will receive a transaction receipt and the customer will get a confirmation SMS from the bank.

FidyPay is an AEPS Micro ATM service provider that activates AEPS through a very simple, easy-to-use, and secure platform for money transactions and cheap AEPS Micro ATM price. To use AEPS/ MicroATM, you must link your bank account to Aadhaar. Just integrate our SDK in your App and carry out the transactions through your Merchant Network.